Software (NPL, UTP) - Solution for NPL management

Bad Credit Management through workflows manages debt recovery of distressed loans integrating the personal, accounting and management components into a single platform. The system manages the progress of the individual credit recovery activities and the recovery assignee. Each area of the software allows the operator to supervise and manage all aspects of a dossier in terms of workflow, including the legal information of the assigned debtor such as legal and extrajudicial events.

Solution for NPE (Non Performing Exposures) management

Supervisory Reports

Production of Supervisory Reports, Risks management, Anti-Money Laundering. Report Production for the Revenue Agency.

Software (NPL, UTP)

Bad Credit Management through workflows manages debt recovery of distressed loans integrating the personal, accounting and management components into a single platform.

Accounting

Integration with exisiting administrative and accounting systems in the company.

NPE management

BCM proposes a summary vision for individual debtors, thanks to reporting function in Excel that generates a report on the entire economic value of the credit.
Thanks to the initial diagnostics function, the software allows the correct recovery of anagrafic information about the assets sold.
The system reports formal errors via alerts and in every single file the error caused by incoherent data such as incorrect VAT numbers, invalid Ateco codes etc.
Bad Credit Management loads the nominal and purchase value at the initial point and in real time recalculates the value on the basis of the accounting movement received or pertinence to the dossier.
The system will automatically calculate the possible gain/ loss against any accounting registration (collection, expenses, interest, capital revaluation ecc.).

FUNCTIONALITY

BCM can be adapted faster to the emerging needs whether they are regulatory, process changes or any specific business needs

Massive Loading of acquired Portfolios

Diagnostics of input data

Centralized personal data management

Data Management

NPL operations

Originator management (assignor)

Management of assigned debtors

State changes (purchased, in recovery,
closed, passage to loss etc ..)

Management of repayment plans

Guarantees management

E/C collections

Integration

Assignment of recovery activities

Management of the dossier documentation

Deadlines

Supervisory Reports,
Risks Management,
Anti-Money Laundering,
Revenue Agency

Bad Credit Management

BCM is a platform in continuous development for answer the market needs in the best way. Here below are some of new functions introduced to the system.